Rates and Fees

Global Bank NY is Member FDIC.

All deposits are insured up to $250,000

Service Fees

Overdraft

Type	Amount
Insufficient/Uncollected Funds (when paid)	$25.00
Insufficient/Uncollected Funds (when returned)	$25.00
Insufficient Funds (against ACH debits per item)	$25.00

Miscellaneous

Type	Amount
Closing account fee (within 6 months)	$15.00
Account balance verification letter	$12.00
Account balance verification letter (additional copies)	$6.00
Returned check deposited (each item)	$10.00
Statements sent to third parties	$5.00
Reconciliation (per hour)	$25.00
Stop payment (each item)	$15.00
Money Order	$5.00
Official Check	$10.00
Incoming wire transfer fee	$10.00
Outgoing wire transfer fee ($10,000.00 or less)	$15.00
Outgoing wire transfer fee ($10,000.01 or up)	$25.00
Lost ATM Card/Debit Card Replacement	$15.00
Telephone transfer between accounts in the same title	$3.00
Rolled Coin (per roll)	$0.25
Counter check (per check)	$2.00
T/T amendment fee	$15.00
Large cash deposit handling fee (per each $100.00)	$0.35

Legal

Type	Amount
Per-item fee	$60.00

Safe Deposit Box

Type	Amount
Force open safe-deposit box	$200.00
Lost safe deposit box key (per key)	$25.00

Abandoned Property

Type	Amount
Advertising expense	Pro-Rata Share
Cost of Certified Mail Fee	Actual Cost

Paper or Electronic Copies

Type	Amount
Monthly Statement Copy	$5.00
Canceled Checks Copy	$5.00
Instant Statement From Computer (per screen)	$5.00

Collection Fees

Type	Amount
Domestic	$15.00
International	$25.00

Interest Rates

Savings

The minimum deposit to open a Savings account is $100.00.

Account Type	Amount	Rate	APY ¹
Statement Savings	$100.00 and up	0.200%	0.200%
NOW Account	$100.00 and up	0.200%	0.200%
Super NOW Checking	$100.00 and up	0.050%	0.050%

Personal Money Market

The minimum deposit to open a Personal Money Market account is $100.00.

Tier	Amount	Rate	APY ¹
1	$100.00 to $24,999.99	0.500%	0.500%
2	$25,000.00 to $49,999.99	0.500%	0.500%
3	$50,000.00 to $99,999.99	0.500%	0.500%
4	$100,000.00 to $249,999.99	0.500%	0.500%
5	$250,000.00 and up	0.500%	0.500%

Business Money Market

The minimum deposit to open a Business Money Market account is $100.00.

Tier	Amount	Rate	APY ¹
1	$100.00 to $24,999.99	0.500%	0.500%
2	$25,000.00 to $49,999.99	0.500%	0.500%
3	$50,000.00 to $99,999.99	0.500%	0.500%
4	$100,000.00 to $249,999.99	0.500%	0.500%
5	$250,000.00 and up	0.500%	0.500%

Certificate of Deposit

The minimum deposit to open a CD is $1,000.00.

Length	Amount	Rate	APY ¹
1-month	$1,000.00	0.300%	0.300%
3-month	$1,000.00	0.300%	0.300%
6-month	$1,000.00	0.450%	0.450%
9-month	$1,000.00	0.450%	0.450%
12-month	$1,000.00	0.650%	0.650%
15-month	$1,000.00	0.650%	0.650%
18-month	$1,000.00	0.650%	0.650%
2-year	$1,000.00	0.650%	0.650%
3-year	$1,000.00	0.650%	0.650%
4-year	$1,000.00	0.650%	0.650%
5-year	$1,000.00	0.650%	0.650%

Traditional IRA

The minimum deposit to open a Traditional IRA account is $1,000.00.

Length	Amount	Rate	APY ¹
1-year	$1,000.00	0.650%	0.650%
2-year	$1,000.00	0.650%	0.650%
3-year	$1,000.00	0.650%	0.650%
4-year	$1,000.00	0.650%	0.650%
5-year	$1,000.00	0.650%	0.650%

Roth IRA

The minimum deposit to open a Roth IRA account is $1,000.00.

Length	Amount	Rate	APY ¹
1-year	$1,000.00	0.650%	0.650%
2-year	$1,000.00	0.650%	0.650%
3-year	$1,000.00	0.650%	0.650%
4-year	$1,000.00	0.650%	0.650%
5-year	$1,000.00	0.650%	0.650%

¹ Annual Percentage Yield is accurate as of June 11th, 2020. For savings, money market and interest-bearing checking, the interest rate is subject to change after the account is opened. Minimum CD deposit is $1,000.00. Early CD withdrawal penalty may apply. Fees may reduce earnings.

Global Bank NY

Global Bank NY is Member FDIC.

Service Fees

Interest Rates

Global Bank NY

Chinatown Branch

Flushing Mortgage Center